Parents Petition to have Son’s Cochlear Implants Covered

Imagine how you would feel if your child needed a device that would greatly improve his life, and your insurance company refused to cover the cost of it. Parents Brian and Shay Rubin are living this experience. Coventry Health Care of Georgia refuses to cover the cochlear implants that their son requires. Health insurance is expensive. There are families in the United States that are unable to afford it, and who do not currently qualify for public forms of insurance. The result often is that the uninsured end up with a mountain of medical debt – or they go without … Continue reading

Sebelius Announces Countdown to Affordable Insurance

Kathleen Sebelius has written a very interesting post on HealthCare.Gov today. It is titled “Countdown to Affordable Health Insurance”. It gives exciting details about the upcoming health insurance exchanges, and how to access them. Some of you might be able to get help with the cost of coverage right now! Kathleen Sebelius is the Secretary of Health and Human Services. You have probably heard her name mentioned quite a lot in regards to the Patient Protection and Affordable Care Act (which is also called Affordable Care Act or “Obamacare”). Right now, you can go to HealthCare.Gov to read her post … Continue reading

How the Fiscal Cliff Deal Affects Insurance

You’ve probably heard quite a bit about the “fiscal cliff” by now. It isn’t often that we hear about Congress having to work towards a decision during the New Year holiday. Here are the ways that various forms of insurance will be affected by the fiscal cliff deal. There are a whole lot of details involved in the “fiscal cliff” and in the deal that was finally made in regards to it. Since this is the Insurance Blog, I’m going to focus on the portions of the situation that have an affect on various types of insurance. In the days … Continue reading

Keep Pets Safe from Outdoor Seasonal Dangers

Oh, the weather outside is frightful! People who have one or more pets that primarily live outdoors need to take extra precautions to keep them safe as the weather gets cold and miserable. VPI has created a helpful list of 10 seasonal dangers to outdoor pets. When you go out into the snowy, Winter, weather, you probably bundle up. Most of us wear warm coats, gloves, hats, and scarves if we are expecting to be outside for more than a minute or two. Your pets can’t do that. This could lead to a very serious, and tragic, situation. You might … Continue reading

Why Do Companies Offer Health Insurance to Employees?

There are plenty of companies that offer (at least some) of their workers an employer sponsored health insurance plan. Many have been doing so for decades. Why? It turns out that there are certain benefits that employers receive as a result of having insured workers. In the news lately, there have been some companies that openly stated that they will not be offering their workers an employer sponsored ealth plan. Right now, the majority of Americans who have health insurance coverage are able to afford it because it comes to them through their employer. It can be somewhat shocking to … Continue reading

Christmas Puppies Need Pet Insurance

There is something about Christmas that inspires people to finally buy the puppy that their children have been begging for. Purchasing a pet isn’t the same as buying a toy. Christmas puppies need food, love, and pet insurance coverage. It’s hard to resist the big brown eyes of a soft little puppy at the pet store. You just want to pick him up and take him home to your kids! For whatever reason, Christmas inspires families to finally decide to go ahead and get the puppy that the kids in the family have been asking for, over and over again. … Continue reading

Don’t Feed Your Pets Leftovers from Thanksgiving

Yesterday was Thanksgiving. Today, many of us have lots of delicious leftovers to eat. Don’t feed the leftovers to your pets! People food can make pets really sick. VPI has a list of holiday-related medical conditions that you definitely don’t want your pet to suffer with! It can be very tempting to feed your dog or cat some leftovers from Thanksgiving dinner. Many pets will beg for food every time your family eat dinner, (even when it isn’t Thanksgiving). Some pet owners do give in and will toss their dog or cat some people food to eat. Got more leftovers … Continue reading

How Pets Help Our Health

It’s something I grew up thinking, and I don’t even remember where I first heard the idea: pets improve your health. They’re especially good for the elderly or others living alone. Pets give you someone to care about and look after, bringing additional purpose and companionship to your life. Some recent medical studies, however, indicate that owning pets might have a more direct effect on our health. The Centers for Disease Control and Prevention claim that pet ownership can decrease our blood pressure, cholesterol, and triglyceride. Their studies also indicate that rates of stress, loneliness, and depression are lower among … Continue reading

Keep Your Pets Safe on Halloween

Halloween is fun for humans, especially children. Keep in mind, though, that Halloween can be stressful, or dangerous, for your pet. Banfield Pet Hospital has a guide to Halloween safety that pet owner should read over. It can help you avoid tragedy and a pet insurance claim. It is understandable that pet owners will want to share the fun of the holiday with their pets. After all, pets are part of the family! Pet owners need to keep in mind that there are many things associated with Halloween that can lead to a dangerous situation for your dog or cat. … Continue reading

Does Your Health Plan Include Pet Insurance?

The majority of Americans who have health insurance are able to afford it because it come to them through their employer. Some employers are starting to include coverage for pet insurance. This can make it much easier for pet owners to take good care of their dogs and cats. It is absolutely vital that people have affordable health insurance coverage. Those that don’t have it either hold off getting the health care they need until a minor issue becomes a serious one, or they end up in debt from medical bills. Your employer sponsored health insurance can cover you, your … Continue reading